|
Life After Bankruptcy
It is true that life after bankruptcy can
bring some challenges, but life before
bankruptcy is often much more difficult. You may
have been faced with constant calls and letters
from creditors, abusive debt collection
practices, repossession, wage garnishment and
foreclosure. By filing for
bankruptcy, all debt collection activity
against you and/or your business was placed on
hold. Upon the completion of your case, your
debt was discharged. Now, you are free from debt
but may be facing some new obstacles - primarily
in regard to rebuilding your credit. With the
right approach you can meet this situation head
on and can start making a difference in a
relatively short amount of time.
A
Florida bankruptcy lawyer
at our law firm can talk to you about your
options in facing life after bankruptcy and can
actually help prepare you through the process of
filing in order to help you get back on your
feet. Thomas L. Abrams
has been helping debtors in Florida for more
than 20 years and are ready to put our
experience to work for you. Thomas L. Abrams ,
has a background that extends for more than 20
years in this particular field. We are confident
that we can offer you the guidance, advice and
legal representation
that will help you take full advantage of all
the benefits that bankruptcy has to offer while
helping you avoid negative consequences after
your bankruptcy discharge.
My Debt
Was Discharged - Now What?
After the completion of your
Florida bankruptcy case,
your eligible debt has been discharged. At this
point, it is important to start rebuilding your
credit score. It will have taken a significant
hit when you filed. Here are a few helpful tips
(this may vary depending on your particular
situation and financial goals):
» Apply
for a secured credit card or other form of
credit
» Once approved, take care pay the
full balance or as much as possible every month
» Remain current on all of your existing bills
» Start setting aside money in a savings account
» Try to reduce or eliminate any unnecessary
expenses
» Do not take on any debt or large
purchases that you truly cannot afford
Of
course, your ability to rebuild your credit will
vary depending on whether you filed a
Chapter 7 or Chapter 13
bankruptcy as well as the particular
circumstances surrounding your case.
To
discuss your unique situation,
contact the Law Office of
Thomas L. Abrams today for a consultation
without charge.
|
